Business Loans

Unsecured and secured business loans, venture capital and business financing

Category: Business Loans

What is an SBA or Small Business Association loan?

The Small Business Association (SBA) works in connection with designated lenders known as SBA lenders to make it easier for a business to qualify for a loan or credit line .   Normally the SBA ensures 40-50% of the amount of the loan in the event the borrower or business defaults...

Can I get a government grant that I do not have to repay instead of a business loan?

Despite the late night TV hype and recent Obama Administration grants being the subject of the “rags to riches”   common man mentality,   the chances of you obtaining a business grant are slim at best!   Do not fall prey to the scam artists selling...

How long does it take to get a business loan?

Answer:   The time varies based on the amount of the request, the financial strength of the business verified by the lender through Dun and Bradstreet and other major business credit reporting agencies,   length of time in business, credit scores and history of the...

Can anyone guarantee me a business loan or line of credit?

Answer: NO!   No broker can guarantee any business a loan because they are not the lender and it is illegal for them to do so.   Furthermore, no direct lender that we know of will guarantee a potential principal borrower or entity a loan without first reviewing the pertinent...

How do I obtain creditor information on my Dun and Bradstreet Report if D&B will not provide it?

Answer:   As experts on D&B procedures we have found that many business owners have problems finding out the names of creditors reporting them delinquent on trade accounts.   D&B often provides misleading and/or incorrect information to business owners regarding...

Why should I incorporate or form an LLC?

Answer :   The advantages of incorporation or forming an LLC are numerous.     This is especially true regarding building business credit history under a separate business entity.    Sole proprietors who apply for financing under their own name will find...

Do I need a Dun and Bradstreet (D&B) report to get a business loan?

Answer:   Yes!,   Due to the US Patriot Act and “post 9-11” legislation to avoid illegal business activity, terrorism, loan fraud and money laundering, lenders are now required to verify information on the business entity and principals applying for financing....
 
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